Archive for the ‘Health Insurance’ Category

Florida Marketplace: Understanding the Health Care Law

It’s important to keep on top of the changes in the marketplace for employee benefits and administration.  More than ever, we have spent a sizable amount of time researching, reviewing, and learning the available options to small and medium sized employer groups. Florida Marketplace for Insurance The term marketplace is intended to represent the availability of multiple health insurance plans.  There are individual and group marketplaces.  There are private marketplaces and there are public (some (...)

Florida CFO: Prepare your business for the Healthcare Mandate

A recent email sent from Florida’s Chief Financial Officer about the Healthcare Mandate …   Dear Friends, As you are aware, the mandate for the Affordable Care Act (ACA) begins on October 1, and my Department’s Division of Consumer Services has already received hundreds of calls from consumers concerned about the arduous requirements of the new law. In response, the Division launched a new webpage about the ACA and plans to host educational webinars for small (...)

Shopping for Insurance isn’t as easy as shopping for shoes…but we can help!

Most people don’t really like shopping, especially for insurance.  It’s tough to know what to ask and who to trust. Are you happy with your insurance or are you still uninsured? Are you afraid of change?  If you are outsourcing payroll with a professional employer organization (PEO), is your current provider company the best for your needs? What are the measurables that can be evaluated with certainty? What other variables may greatly impact the level (...)

“Community Rating” and Health Insurance Costs

With the advent of Healthcare Reform,/Obamacare/PPACA (or whatever you want to call it), there have been many new terms we need to get used to hearing.  Here’s a discussion on what Community Rating means.  First, some background. As a Tampa insurance professional, many of my employer clients purchase small group coverage for their employees.  Regardless of the insurance company they choose, and I represent many, certain group characteristics are taken into consideration as the rates (...)

Three good reasons why you should buy health insurance

The cost of health care has risen significantly in recent years for a variety of reasons.  As a result, the cost of health insurance has increased to a point that many adults have had to drop coverage, or not enroll when offered through an employer plan.  Saving money by not paying premiums may cost you and your family much more in the long run.  Below, you will find three good reasons why you should buy health (...)

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